There are some restrictions to the shared payment method. ![]() That's not such a big deal if you trust everybody in the family, but remember that this can include children as young as 13, and many people will feel uncomfortable giving a credit card to somebody whose TV-watching habits may have centered on Spongebob Squarepants just a couple of years earlier. Yes, sharing your music subscription means you're also sharing a credit card. One specific detail stands out because it's likely to be Google's way of preventing abuse: family groups are required to have a shared payment method that all members can access to use for purchases without any authorization requirements.
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